Welcome HomeNow™
HomeNow™ Downpayment Assistance

If you’re ready to buy a home, but can’t afford the down payment, we can help. HomeNow is a new program designed for individuals who have steady jobs and qualify for a mortgage, but are unable to save up for a down payment. With HomeNow, you can start building long-term equity and a stable future through home ownership.

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Learn More about HomeNow

If you’re ready to buy a home, but can’t afford the down payment, we can help. HomeNow is a new program designed for individuals who have steady jobs and qualify for a mortgage, but are unable to save up for a down payment. With HomeNow, you can start building long-term equity and a stable future through home ownership.

How it Works

HomeNow covers up to 100% of down payment and/or closing costs.

You do not have to apply separately for the HomeNow program–your lender will coordinate this.

HomeNow is not a second mortgage, and is not limited to first-time home buyers.

Find a HomeNow Lender

Next Steps

  • Contact a participating lender in your area and ask them about your options.
  • Participating lenders can be found below in the drop down menu or PDFs section.
  • A participating lender will help determine which type of mortgage is best for you, and explain how HomeNow works.
  • If you are using a lender that is not familiar with the program or is not approved, please have them contact Libby Addington at 406-532-5716 or Libby@mofi.org.

Things to Consider

 

You must plan to live in the home you’re purchasing.

 

You must be able to afford the mortgage.

 

You must work with a HomeNow participating lender.